Our fees cover all of the work required to complete the remortgage of your property, including dealing with registration at the Land Registry.
WHO DOES THE WORK?
Our conveyancing work is undertaken by any of Janine Heil, Emma Gray, Bonita Kumar Nijran or Sharon Johal, all of whom are Solicitors (click their names for details of the years they each qualified and the experience they can offer). The four of them work together as a team and all conveyancing work is supervised by Janine Heil.
WHAT ARE OUR PRICES?
|irrespective of property price||£650 plus VAT (£780)|
|Online ID verification fee||£10 plus VAT (£12) per person|
|Bank Transfer fee||£39 plus VAT (£46.80)|
|Leasehold supplement fee||£250 plus VAT (£300)|
WHAT OTHER COSTS ARE THERE?
In addition to our prices, there will always be disbursements (the name given to costs payable to third parties) which would be the same at any firm. Because they are set by the third parties who receive the payments, they may vary but are usually:
- Land Registry fees on checks around the title c.£6-10
- Bankruptcy searches £2 (per person)
- Searches £270 (approximately)
- Land Registry registration fee property value dependent (see the Land Registry’s own calculator here)
WHAT IS THE REMORTGAGE PROCESS?
Much can vary (including timescales) depending on the property, its title and the remortgage you are securing. In very general terms, the following steps broadly explain the remortgage process with approximate average timescales (though our approach is always to ensure transactions are as smooth and quick as possible):
- understanding the property and its title, including getting searches: 0-3 weeks
- reporting to you on the property and its title: 3 weeks
- completing the new mortgage and securing funds: 3-4 weeks
- registering with the Land Registry after completion: 4-6 weeks
WHAT ARE THE DISCLAIMERS?
The above pricings are on the assumption that the property in question is registered at H.M Land Registry. If the property is unregistered, additional fees would be charged.
The above pricings would be based on a matter proceeding without undue difficulties or defective/unregistered titles, proceeding in the normal timescales for transactions and without excessive correspondence or telephone calls.
If an Indemnity Policy were required, then in addition to the insurance premium itself we would make a charge for advising on and arranging it of £50 plus VAT.
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